A1 Credit

Features A1 Credit

Submit a quick application for Personal loan, Business loan & Foreigner loan through A1 Credit app.Established in 2009, A1 Credit provides loans to individuals and businesses.
A1 Credit is licensed and regulated by the Ministry of Law and is fully compliant with the Moneylenders Act.Eligibility1.
Loan amount upto SGD $3000 if borrowers earning is less than SGD $20,000 a year (for Singaporean and Permanent resident)2.
Upto 6 times of monthly income if borrower is a Singaporean or Permanent resident and his/her earning is SGD $20,000 or more a year3.
Upto 6 times of monthly income if borrower is a Foreigner and residing in Singapore and his/her earning is SGD $20,000 or more a yearExample representation of loan calculation-> Loan amount: SGD $5000-> Tenure: 6 months-> Interest rate: 47%-> Administrative fee: 10% of principal = SGD $500-> Total interest: SGD $586.22-> Repayment amount per month: SGD $931.04Loan amount is SGD $5000, Disbursed amount is SGD $4500, Total repayment amount is SGD $6,086.22.TenureMinimum repayment: 63 daysMaximum repayment: 180 daysQuick benefits to try us-> Easy Signup process-> Well designed Dashboard-> Easy application submission process-> Easy repayment monitoring facility-> Easily add payment proofFees & Charges1.
Interest rate up to 3.92% per month2.
An upfront administrative fee not higher than 10% of the principal of the amount.
This is charged when the loan is granted3.
A late fee not exceeding SGD $60 for each month 4.
Legal costs ordered by the court for a successful claim after recovery of the loan.
5.
APR varies from min 69.316% to max 138.915%How to get started1.
Install A1 Credit app2.
Create your account by providing basic details3.
Check eligibility4.
Submit application information5.
After submission of application, Our team will contact with you for further processSafety and SecurityYour data is safe with us.
We use 256-bit encryption for data managementFor more information, visit our Privacy policy!Question?
Need help?
Email us at [email protected] us at: (+65) 6336 0833Visit our store: 2 Havelock Road #02-08 Havelock II Singapore 059763